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Joan Qvigstad, reverse mortgage planner,

Reverse Morgage Planner

Joan Qvigstad has been in the mortgage industry for over 12 years and is experienced in originating all types of residential loans. Learning that 10,000 people a day are turning 62 for the next 20 years (source: "Moving forward to economic stability" MBA David Stevens, Fairway Managers Meeting Presentation 2016) facing an uncertain retirement, Joan made the commitment in 2015 to become a specialist in Reverse Mortgages.

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Seminars & Workshops
Local Seminars

All your questions answered by our experts.

On-Demand Webinars

On- demand webinars & resources for financial planners, realtors and other professionals. 


All your questions answered by our experts.

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Home Equity Conversion Mortgage Loan (HECM)


A Home Equity Conversion Mortgage loan, or Reverse Mortgage, is a Federally-insured reverse mortgage loan backed by the U. S. Department of Housing and Urban Development (HUD). 

Home Equity Conversion Mortgage for Purchase Loan (H4P)


The HECM for purchase is a reverse mortgage insured by the Federal Housing Administration (FHA) that allows seniors to use the equity from the sale of a previous residence to buy their next primary home in one transaction. 

Home Equity Conversion Mortgage Line of Credit  (HECM LOC)


 A reverse mortgage line of credit has a clear cut advantage over the HELOC, in that it has a growth option that applies to the unused funds. 

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