top of page
Why Work With Fairway Reverse Mortgage Planners?
  • No monthly mortgage payments except for taxes, insurance, and maintenance

  • A growing line of credit (applies to unused funds)

  • Increased discretionary cash flow

  • Can sell YOUR home at any time

  • Does not require payment until the last living borrower permanently leaves the home

  • Bridge the Medicare gap

  • Increase your purchasing power


How a Home Equity Conversion Mortgage (HECM) for Purchase (H4P) Can Benefit You & Your Clients

According to the National Reverse Mortgage Lenders Association (NRMLA), More Than a Million Households Across the Nation Are Using a HECM Reverse Mortgage.

Key Facts:

  • Only One Loan Required

  • Fixed- And Adjustable-Rate Options

  • Homeowner Remains On Title As Long As He/She Lives In The Home As Primary Residence And Abides By All Other Loan Terms.

  • FHA-Insured Home Financing

  • Down Payment Of Between 30-70% Of Purchase Price Is Required And Is Based On Several Factors, Including The Age Of The Youngest Borrower.

  • Borrower Will Have No Monthly Mortgage Payments; Taxes, Insurance, And Maintenance Are Always Required To Be Paid.

  • No Repayment of Loan Until Borrower No Longer Lives In The Home and Continues To Abide By All Loan Terms.

  • Pre-Qualification** Will Take Place Up Front With Pre-Qualification Letter Provided

  • Application Can Be Completed On A New Build Prior To The Certificate Of Occupancy Being Finalized

Benefits for Your Customers: 
Benefits for You: 
  • Only 30-70% Down Payment

  • No Monthly Payment Except For Taxes, Insurance, And Maintenance

  • Increase In Client’s Cash Flow

  • Minimal Income And Credit Requirements

  • Available In Fixed- Or Adjustable-Rate Options

  • Potential Additional Funds For Remodeling Projects

  • More Shoppers Can Become Homebuyers

  • Projected Increase For Sales And Add-Ons Of 30% And Up

  • More Foot Traffic

  • More Upgrades & Add-Ons Are Purchased

  • Happier Buyers Who Get More For Their Money

  • Average Purchase Price Increase

  • Better Realtor® Relationship

Free Download: A New Look at Retirement Cash Flow

How a Reverse Mortgage Loan Can Be A Smart Game Changer

Everyone could use more cash on hand, but not many people know how to access the wealth that’s right at their fingertips. Read on to learn how you can:

  • Maximize your retirement funds by increasing cash flow*

  • Receive tax benefits that could remake your retirement*

  • Learn one of the best-kept secrets in real estate

  • Dispel the myths and learn about the safety of your homeownership *This whitepaper does not constitute tax or financial advice.

*Please consult a tax and/or financial advisor regarding your specific situation.

Reverse Mortgage Loan Articles 
Check back soon
Once posts are published, you’ll see them here.
Co-Marketing Partner Request 

Are you interested in becoming a Co-Marketing Partner with Joan?  We provide our partners with leads (when appropriate and available) as well as co-branded marketing materials and support.  Fill out the form below and Joan will call you to schedule a Zoom appointment to review your request.

bottom of page