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What is a Reverse Mortgage Loan?

A reverse mortgage is a unique loan that allows those 62 years of age and older to convert a portion of the equity they have built up in their homes into cash and defer repayment until they pass away or move out. The loan can provide you with cash that you can use now, help you develop a line of credit, and more, giving you more financial flexibility in retirement.

Benefits of A Reverse Mortgage

There are many incredible benefits to this unique loan, and it can be a great way way for you to feel secure in your retirement and provide you with the financial freedom you are looking for.

  • No monthly mortgage payments except for taxes, insurance, and maintenance

  • Growing line of credit (applies to unused funds)

  • Increased discretionary cash flow

  • Can sell YOUR home at any time

  • Does not require payment until last living borrower permanently leaves the home

  • Bridge the medicare gap

  • Increase your purchasing power

Reverse Mortgage Loan Articles 
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