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The True Cost of DIY

Updated: 1 day ago

Why Some Repairs Should Be Left to the Pros—Especially for Seniors

The do-it-yourself (DIY) trend has been a staple of homeownership for decades. From fixing leaky faucets to patching drywall, many homeowners enjoy the sense of accomplishment (and perceived savings) that comes from tackling repairs on their own. But what often gets overlooked in DIY culture is the hidden cost—especially for older adults.

When evaluating whether to do it yourself or call in a professional, it's important to look beyond the price tag on materials. The true cost includes your time, the potential for mistakes, and—most critically—your safety.


The Time Factor: More Than a Weekend Project


DIY jobs often take longer than expected. What might look like a quick fix in an online tutorial can stretch into days of frustration for someone without the right tools or experience. For retirees and seniors who value their time, spending entire weekends navigating home repairs can become a major drain on energy and lifestyle.


Even small projects—like installing a grab bar or replacing bathroom tile—can involve complex steps, specialized tools, and unforeseen complications. When you factor in trips to the hardware store, cleanup, and rework, the time cost quickly outweighs the perceived savings.


The Hidden Financial Costs


At first glance, DIY can appear cheaper than hiring a pro. But mistakes made during home repairs can be expensive to correct. Miswiring an outlet, using the wrong materials, or failing to seal a leak properly can lead to bigger problems and higher costs down the line.

Professionals not only bring the expertise, but they’re also licensed and insured. That means if something goes wrong, you're covered. With DIY, you carry all the risk—and may end up paying twice: once for your mistake, and again for someone to fix it.

The Safety Risks—Especially for Seniors


One of the most overlooked dangers of DIY repairs is the risk of injury, which increases with age. According to the CDC, falls are the leading cause of injury-related deaths among adults aged 65 and older. Common DIY tasks like climbing ladders, lifting heavy objects, or working with power tools can pose serious hazards.


Tasks such as:

  • Cleaning gutters

  • Fixing a roof shingle

  • Replacing light fixtures

  • Re-caulking bathroom tiles

…may seem minor, but can result in injuries like sprains, fractures, or worse if something goes wrong. Even bending, kneeling, or overreaching can be physically taxing for older adults.


Knowing When to Hire a Pro


Here are a few examples of home tasks that are generally better left to professionals—especially for seniors:

  • Electrical work (risk of shock or fire)

  • Plumbing (potential water damage)

  • Roof repairs (high fall risk)

  • Structural fixes (safety of the home itself)

  • Heating and cooling systems (complex and dangerous if mishandled)


Hiring a professional may seem like a bigger upfront expense, but it’s an investment in peace of mind, safety, and long-term savings.


Time: Projects often take longer than expected


Money: Mistakes and tools can outweigh labor savings


Safety: The risk of injury increases with age


Smart DIY = Know your limits




It is also important to keep up on home maintenance so that repairs are not as necessary or costly. Download the Home Safety Checklist below and start planning your own maintenance schedule.


Interested in learning more? Attend one of our monthly Golden Road to Retirement Living Seminars. Meet other homeowners and professionals that can make retirement living a little more enjoyable and a lot more fun.




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