Your Next Chapter: A Smart Approach to Downsizing
- STAFF WRITER

- May 30
- 3 min read
Updated: Jun 19

Retirement is a time to enjoy the rewards of a life well lived. For many seniors, that means letting go of a home that no longer fits and moving into one that’s safer, simpler, and better suited for the years ahead. But making a move later in life brings up important questions—especially when it comes to your finances.
“Smart Moves for Seniors” is more than just a downsizing checklist. It’s a roadmap for making thoughtful decisions—about your home, your finances, and your future. Whether you’re looking to cut down on upkeep, be closer to family, reduce expenses, or just live more comfortably, this guide will help you approach the process with clarity and confidence.
Inside, you’ll find:
Clear, actionable steps to plan your move with ease
Tips for choosing the right kind of home for your lifestyle and needs
A breakdown of financing options—including how a HECM for Purchase can help you buy your next home without monthly mortgage payments
Details on property tax savings available to Washington State seniors
Guidance on who to talk to and what to consider along the way
Downsizing doesn’t have to be overwhelming or expensive. With the right plan—and the right people to support you—you can turn your next move into one of the most empowering decisions of your retirement.
You deserve a home that brings you comfort—and a strategy that protects your savings. Let’s get started.
DOWNLOAD the Following Guide!
Meet the Professionals Behind Golden Road
At The Golden Road to Retirement Living, our team is the heart of everything we do. With decades of combined experience in real estate, finance, and retirement planning etc., our professionals are committed to guiding you every step of the way. Whether you're exploring your options for a reverse mortgage, planning for retirement, or needing some support in "right-sizing" your retirement living, our trusted experts are here to help.
We invite you to connect with our dedicated team and discover how we can help you walk your own golden road with confidence and clarity.
Ready to learn more? Contact a Golden Road professional today.
Find Out More About Our Loans, Like How Much You May Qualify For. Let’s Start a Conversation!
A HECM line of credit offers many benefits and could be a cornerstone of your retirement strategy, providing enhanced financial flexibility for the future. As a reputable FHA-approved lender, Fairway Independent Mortgage Corporation is committed to providing comprehensive insights into the advantages and drawbacks of utilizing your home equity through a HECM LOC.
HECM LOC and HECM for Purchase In-Person Educational Seminars
Join us for a relaxed Coffee & Conversation as we break down the basics of reverse mortgage loans. Enjoy a cup of coffee while learning how this financial option can support your retirement goals. Bring your questions and let’s chat!
Ready to talk about the details?
Connect with one of our Retirement Mortgage Specialist to learn more about what Home Equity Conversion Mortgage loans and if one is right for you and your family.
Complaints may be directed to: (877) 699-0353 or Email us: customerservice@fairwaymc.com. | Private Policy | Terms of Use | Legal Disclosures Licensing | NMLS Consumer Access
Copyright©2025 Fairway Independent Mortgage Corporation (“Fairway”) NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity.





Comments