2025 has been marked by extreme financial volatility. Between persistent inflation, high lending rates, and international trade wars, as of April 4, 2025, the stock market had lost nearly $10 trillion since Jan 17, 2025, and industry leaders such as J.P. Morgan Chase see a 60% likelihood of a global economic recession by 2026. 

In this article, we’ll tackle the common concerns surrounding earlier versions of reverse mortgages and show how today’s HECM loans.

Mortgages aren’t one-size-fits-all, especially for those 62 and older. In retirement, priorities shift to steady cash flow, safeguarding...