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Wed, Jun 05

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Online Webinar

Live Your Best Life with a HECM for Purchase (H4P) Loan

Would you like to move closer to friends and family? Or maybe you would like to upsize, downsize or right-size your home? Today’s H4P loans have the potential to significantly enhance your home purchasing power and retirement cash flow strategy.

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Live Your Best Life with a HECM for Purchase (H4P) Loan
Live Your Best Life with a HECM for Purchase (H4P) Loan

Time & Location

1 more dates

Jun 05, 2024, 11:00 AM – 12:00 PM

Online Webinar

About the event

Homebuyers 62 and over, purchase your dream home with...

  • Only 40%-70% of the purchase price down*
  • No required monthly mortgage payments (must still pay critical property charges, like taxes and insurance)
  • Protection against declining home values

Today’s H4P loans have the potential to significantly enhance your home purchasing power and retirement cash flow strategy.

Some H4P Loan Benefits:

  • Preserve Your Cash Reserves: An alternative to a cash purchase, an H4P loan allows you to buy a new home and bypass the obligation of monthly mortgage payments (must still pay critical property charges like taxes and insurance)
  • Generally Easier To Qualify For: H4P loans focus primarily on the borrower’s capacity to pay ongoing property charges without mandating monthly principal and interest payments.

*The required down payment on your new home is determined by several factors, including your age (or eligible non-borrowing spouse’s age, if applicable); interest rates; and the lesser of the home’s appraised value or purchase price.

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