
The "Golden Road to Retirement Living" Event Series
The Golden Road to Retirement Living event series offers a comprehensive guide to navigating the transition to senior living. Featuring expert speakers and practical insights, these seminars cover essential topics like financial planning, healthcare options, lifestyle adjustments, and emotional well-being. Whether you're planning for yourself or supporting a loved one, our events provide the knowledge and resources needed to make informed, confident decisions for a fulfilling senior living experience.
Our Commitment to Seniors
Joan Qvigstad & Shannon Faulkner, Retirement Mortgage Specialists at Fairway Independent Mortgage Corporation, are dedicated to empowering seniors with personalized solutions through Home Equity Conversion Mortgages (HECM). We are committed to providing clear guidance, compassionate support, and expert knowledge to help seniors unlock the equity in their homes. By tailoring options to meet individual needs, Joan & Shannon strive to enhance financial security, promote independence, and improve overall quality of life. Your goals are their priority, and they here to help you navigate every step of the journey with confidence and care.
What is a Home Equity Conversion Morgage Loan?
A Home Equity Conversion Mortgage (HECM) is a type of reverse mortgage designed specifically for homeowners aged 62 and older. It allows seniors to access a portion of their home’s equity as tax-free income, a line of credit, or a combination of both, while continuing to live in their home. Unlike traditional loans, HECM does not require monthly mortgage payments; instead, the loan is repaid when the homeowner sells the property, moves out permanently, or passes away. This flexible financial tool can provide seniors with added financial security, supplement retirement income, and help cover living or healthcare expenses.
Discover how much equity you could access with our easy-to-use HECM calculator—start planning your financial future today!
Loan Options Available

Most but not all reverse mortgages are Home Equity Conversion Mortgages – HECMs and are only available through an FHA-approved lender. This advertisement talks about HECM loans only.
Download a FREE Home Equity Conversion Mortgage Loan Information Kit
Like most Americans, you have probably been working years to build up the equity in your home. Why not let your home equity work for you! Download our FREE Reverse information kit and see if a Reverse Mortgage Loan is right for you!

What You'll Learn:
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What a Reverse Mortgage is and How Much You Could Qualify For
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The Most Common Uses of A Reverse Mortgage
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The Financial Power of a HECM Line of Credit
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How to use a Reverse Mortgage Loan to purchase your retirement home

What to Expect at your First Reverse Mortgage Loan Appointment
Step 1
Get Acquainted
We’ll talk about you, your home, family, finances, assets, income in retirement, etc.
Step 2
Qualify
We’ll conduct a brief financial assessment; determine your and your home’s eligibility; and ensure that property taxes, homeowners insurance have been paid and are current.
Step 3
Loan Options
We will spend time discussing three different scenarios for your unique situation. A numbers analysis will indicate what options fit your needs and goals. Each loan option will be thoroughly explained so you have enough information to make a good decision.
Step 4
Ask Questions
We will take time to help you answer some important questions:
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It a reverse mortgage loan the right product for you?
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Is Fairway Mortgage the right company?
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Is your reverse mortgage loan specialist the right professional for you?
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Is this the right time for you to pursue a reverse mortgage loan?
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Step 5
Talk About Retirement Hopes & Dreams
We will take some time to discuss your retirement plans and future.
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What are some of your retirement goals?
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How could accessing your home's equity help you to better your life and/ or plan for your future?
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Where would you like to live or what changes in your home could make it more comfortable?
Step 6
Next Steps
Once we know that a reverse mortgage loan is a right path to take, we will talk about and begin planning for your next steps in the process.






























Educational Materials & Blogs
Our blog and resource center is designed to empower consumers with the knowledge they need to make informed decisions about Home Equity Conversion Mortgage (HECM) loans. Whether you're just starting to explore your options or looking for detailed insights into the process, our articles cover everything from eligibility requirements and benefits to expert tips and frequently asked questions. We aim to demystify HECMs and provide the tools you need to decide if this financial solution is right for your retirement goals. Stay informed, stay confident, and explore the possibilities with our trusted resources.
Download the Fairway Now App
The FairwayNow app is a mobile application that helps loan officers enhance relationships, stay ahead of the competition and close loans faster! Loan officers stay front and center with individually branded apps. FairwayNow facilitates communication with the borrower and Realtor®, and provides a variety of tools aimed at making the process easier and quicker for everyone involved.
Stay Informed! Join our mailing list to receive HECM Loan Insights delivered to your inbox
Stay informed and take control of your financial future by joining our mailing list! As a subscriber, you’ll receive expert insights, updates on Home Equity Conversion Mortgage (HECM) loans, and helpful resources delivered straight to your inbox. Whether you’re exploring options or ready to take the next step, our curated content will keep you informed and empowered. Sign up today and stay connected with the latest tools and information to support your retirement goals!
Complaints may be directed to: (877) 699-0353 or Email us: customerservice@fairwaymc.com. | Private Policy | Terms of Use | Legal Disclosures Licensing | NMLS Consumer Access
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Copyright©2025 Fairway Independent Mortgage Corporation (“Fairway”) NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity.
